Social Security Disability Misconceptions
Claiming Social Security Disability (SSD) or Supplemental Security Income (SSI) benefits is a detailed, complex process. Unfortunately, misunderstanding and misconceptions about the way Social Security works prevent many deserving individuals from receiving the disability benefits they need. A disability lawyer can help explain the process to you and handle your claim, preventing confusion about the system from foiling your claim.
Common Disability Myths
- The Social Security Administration rejects all disability claims on the first application.While the majority of disability claims are denied at a claimant's first application, up to 30% are approved. Maximize your chances of early approval by filing with the assistance of a Social Security Disability attorney.
- The Social Security Administration rejects each claim a specified number of times before awarding disability benefits. As stated above, some claims are granted on the first application; others must go through an extended process of review and appeal. Because the initial application is frequently rejected, it is important to carry through the review process by requesting a hearing, rather than simply filing a new claim. Reversal of denied benefits during a disability hearing or administrative appeal is more common than acceptance of subsequent claims.
- You are not eligible for SSD benefits if you work. You may be able to work and still qualify disability benefits if your income does not exceed strict financial limitations designated by the Social Security Administration (SSA). The SSA defines "Substantial Gainful Activity" as any employment which generates $1000 or more per month before taxes. Exceeding the SGA limitations will result in a denial of disability benefits.
- Claimants younger than 50 cannot win disability claims. SSD and SSI claims are routinely awarded to disabled applicants even in their 20's and 30's. While medical and work guidelines are more lenient for claimants aged 50 and older, all disability claims are awarded or rejected based on medical records and an applicant's ability to work. Whether you are a young claimant or approaching retirement age, an SSD lawyer can help you present the strongest disability claim.
Because of the complexity of filing a disability claim and being granted disability benefits as a result of the claim, the rules and regulations governing Social Security Disability and Supplemental Security Income are frequently misunderstood. To clear up the confusion and efficiently file your claim, contact a Social Security lawyer with the experience and knowledge who can help handle your case.